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STUDENTS INSURANCE

Exchange students are covered by the Student IN insurance. This insurance covers:

  • Emergency medical care in case of illness or accident.
  • Emergency dental care (pain and infection relief, provisional filling of cavities and ensuring a functional biting area).
  • Disability and death benefits.
  • Home transport in case of serious illness, extensive personal injury or death.
  • Property damage or loss (only in Sweden), i.e. compensation is paid for any damage to, or loss of, personal property up to SEK 20 000. The insurance deductible* for property claims is SEK 1 500.
  • Liability and legal expenses.
For a complete overview of what Student IN covers, including limitations, please visit Kammarkollegiet’s

 student IN applies:
  • 24 hours a day during your study period in Sweden as well as two weeks prior to the start and two weeks after the end of that study period.
  • During direct travel between the home country and Sweden.
  • During the summer, provided that your studies in Sweden continue after the summer.
  • In the Schengen region, provided that you hold a Schengen visa issued by a Swedish mission abroad.
Please note that this insurance does not apply if you are entitled to compensation from another insurance policy. For instance, Student IN does not apply:
  • For an accident that is covered by the Personal injury insurance.
  • For students covered by the ETHIC
 FAS plus  for students who pay tuition
Students who are required to pay tuition fees, including students who are granted a scholarship, are covered by FAS plus. This insurance covers:
  • Emergency medical care in case of illness or accident.
  • Emergency dental care (pain and infection relief, provisional filling of cavities and ensuring a functional biting area).
  • Disability and death benefits.
  • Home transport in case of serious illness, extensive personal injury or death.
  • Property damage or loss (only in Sweden), i.e. compensation is paid for any damage to, or loss of, personal property up to SEK 20 000. The insurance deductible* for property claims is SEK 1 500.
  • Liability and legal expenses.
For a complete overview of what FAS plus covers, including limitations, please visit Kammarkollegiet website.
FAS plus applies:
  • 24 hours a day during your study period in Sweden as well as two weeks prior to the start and two weeks after the end of that study period.
  • During holidays, provided that your studies in Sweden continue after the holidays.
  • In the Schengen region, provided that you hold a Schengen visa issued by a Swedish mission abroad.
Please note that this insurance does not apply if you are entitled to compensation from another insurance policy. For instance, an accident that is covered by the Personal injury insurance will not be covered by FAS plus.
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